---
id: faq-0102
title: "Does my lease payment include insurance?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.castlechevynorth.com"
tags: ["leasing", "insurance", "lease-costs"]
questions:
  - "Is insurance covered in my lease payment?"
  - "Do I need separate insurance for a leased car?"
  - "What costs are included in a lease?"
related: [lease-maintenance, lease-vs-purchase-costs]
dealer: Castle Chevrolet North
---

Your monthly lease payment covers the vehicle depreciation, interest, and fees-but **insurance is separate**. You'll need to secure your own comprehensive and collision coverage (often required by the lease agreement).

Maintenance is typically included under the manufacturer's warranty during your lease term, so oil changes, tire rotation, and most repairs are covered with no out-of-pocket cost. However, insurance, fuel, registration, and any excess wear-and-tear charges are your responsibility.

Our Finance team can help you understand exactly what's included in your lease terms and what you'll pay separately. Call **(847) 439-0900** to review the full picture of your lease costs.